Lifelong Loan Entitlement Consultation

Closed 6 May 2022

Opened 24 Feb 2022

Feedback updated 4 Apr 2023

We asked

We sought views on the ambition, objectives and coverage of the Lifelong Loan Entitlement, together with aspects such as the level of modularity (i.e. the minimum number of credits a course will need to bear), maintenance support, how to support quality provision and flexible learning, how to incentivise and enable effective credit transfer and whether restrictions on previous study should be amended to facilitate retraining and stimulate high-quality provision.

You said

Respondents were generally supportive of the high-level objectives and ambitions of the LLE, noting the need to carefully balance flexibility with quality.

We did

The response to this consultation provides a detailed conclusion to the consultation including the changes being brought in as part of the LLE and next steps.


We're seeking views on the introduction of the Lifelong Loan Entitlement as announced by the Prime Minister in his Skills speech in September 2020.

Why your views matter

In his speech in September 2020, the Prime Minister announced plans to introduce a Lifelong Loan Entitlement from 2025 as part of the Lifetime Skills Guarantee.

The Lifelong Loan Entitlement will provide individuals with a loan entitlement to the equivalent of four years of post-18 education to use over their lifetime. It will make it easier for adults and young people to study more flexibly - allowing them to space out their studies, transfer credits between institutions, and partake in more part-time study.


  • Teachers
  • Headteachers
  • Governors
  • School support staff
  • Training providers
  • Local authorities
  • Adult education providers
  • Further education colleges
  • Sixth form colleges
  • Independent specialist colleges
  • Designated institutions and 16-19 academies
  • 16-18 year old students resident at these institutions
  • Virtual school heads
  • SENCOs
  • Pupils
  • Young people
  • Parents
  • Foster carers
  • Adoptive parents
  • Employers
  • Community representatives
  • Volunteers
  • Unions and representative organisations
  • Government bodies and departments
  • Universities


  • Education
  • Admissions
  • Post-16 funding
  • Teaching and learning (SEND)
  • Careers guidance
  • Participation of young people in education, employment and training
  • Equality
  • HE
  • Work based training
  • Community learning
  • Lifelong learning